Yes, On-Demand Pay advances are short-term loans that allow you to access money between paydays. However, there is no interest, and no late fees—just a $4.99 fee if you would like to get your advance instantly.*
Clair is a financial technology company, not a bank. All Advances are originated by Pathward®, N.A.
All Advances are subject to eligibility criteria and application review. Terms and conditions apply.
*Instant Transfers typically occur in seconds, but may take up to 30 minutes. If you choose to have your Advance disbursed to your bank account instantly, you will be charged a $4.99 fee. This instant transfer fee will be taken out of your Advance at the time of disbursement.